Fintech Shorts ๐Ÿ›

Shubham Baranwal
2 min readFeb 9, 2023

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Iโ€™ve been writing on Linkedin quite recently.

https://www.linkedin.com/in/shubhambrnw/

This is mostly about something interesting I found over the internet and try to articulate in an easy-to-understand format.

  1. Payment Verticals ๐Ÿ’ณ
  2. Payment Lifecycle ๐Ÿค‘
  3. Digital Money is 150 Years old ๐Ÿ’ธ
  4. RTGS โ€” Real time Gross Settlement ๐Ÿ’ฐ
  5. Embedded Finance ๐Ÿ”ฎ
  6. Insurance is Financial Protection ๐Ÿ›ก
  7. Neobanks are example of Banking as a Service ๐Ÿ’ป
  8. Banking Regulations : Models and Methodologies ๐Ÿ“–
  9. User identity protection ๐Ÿ˜ท
  10. Types of Fintech Infrastructure ๐Ÿ—
  11. Challenging in launching a new card program ๐Ÿ˜“
  12. Embedded finance : Types, industries and challenges ๐Ÿ”ฉ
  13. Co-Lending Model ๐Ÿ™‹
  14. 3D Secure 2.0 ๐Ÿ›’
  15. Refund VS ChargeBack โ™ป๏ธ
  16. Invoice Factoring vs Discounting ๐Ÿ“„
  17. EMV chips and Payment flow ๐Ÿ’ณ
  18. Dynamic CVV ๐Ÿ”
  19. Lock/Unlock Aadhaar Biometric ๐Ÿ™Ž
  20. RBIโ€™s Core Banking System ๐Ÿข
  21. Open and Closed loop payment Network โš”๏ธ
  22. Trade finance ๐Ÿšข
  23. Payment orchestrator ๐Ÿ’ธ
  24. Standing Instructions ๐Ÿ•“
  25. Merchant Category Code (MCC) ๐Ÿ›
  26. Chargeback ๐Ÿ”ƒ
  27. Cashback, Discount and Rewards ๐Ÿค‘
  28. Digital Bank Account : SignUp vs Closure ๐Ÿ›
  29. UPI ๐Ÿ‡ฎ๐Ÿ‡ณ vs MDR ๐Ÿ’ณ
  30. Money Laundering ๐Ÿ›‘
  31. Friendly Fraud ๐Ÿ˜ˆ
  32. Multi-wallet Cards ๐Ÿ—ƒ
  33. AML as a data Problem ๐Ÿ“Š
  34. DEPA by Niti Aayog ๐Ÿ›ก
  35. Embedded Finance for Bank ๐Ÿ›
  36. Hyper personalised banking products ๐Ÿ”ฎ
  37. Why India is a Digital Payment Leader ๐Ÿ†
  38. HealthCare X Fintech ๐Ÿ’‰
  39. ESCROW as a risk mitigator ๐Ÿ’ช
  40. AI x Personal Finance ๐Ÿ’ธ
  41. Card vs Card not present Transactions ๐Ÿ’ณ
  42. Multi-factor Authentication ๐Ÿ”
  43. Transaction Lifecycle โณ
  44. Operational cost of ATM ๐Ÿง
  45. Healthcare expense vs Health Insurance ๐Ÿ’Š
  46. Alternate Credit Score ๐Ÿ’ณ
  47. Money vs Currency ๐Ÿ’ฐ
  48. Indian travelerโ€™s foreign Spends โœˆ๏ธ
  49. Credit Card are not lending products ๐Ÿ’ณ
  50. Clearing vs Settlement ๐Ÿ’ธ
  51. Custodian ๐Ÿฆ
  52. Psychology of Online Payment ๐Ÿ’ณ

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Shubham Baranwal
Shubham Baranwal

Written by Shubham Baranwal

Just a curious guy โœŒ๏ธ

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